Thing$ “I” Learned the Hard Way
Much of life is about learning
things. Sometimes we learn how to do
something. Other times we learn how not
to do something. Sometimes learning is
hard and sometimes it is expensive. The
price or value of learning is sometimes hard to measure. Often lessons are learnt simply based on
Murphy’s Law. If you are very old you
have heard of Murphy. If you are younger
you may not know Murphy by name, but he has probably been involved in some of
your learning experiences. What is Murphy’s Law?
Murphy’s Law states simply that things
will happen in certain predictable ways. Basically the worst possible thing
that can happen, will happen. It will
also happen at the worst possible moment.
For instance you have new tires put on your truck. As it is time to get
your brakes done you get them done also, because you are a responsible
person. You had a brake cam over so you
are sure that is the problem. You only have a million four hundred thousand
plus miles on your truck. So you take
the risk and spend all your cash reserves to get the work done.
Proud of yourself you leave the truck
stop, freshly showered and in your last clean outfit. You hit your brakes to turn up the on
ramp. Then the brakes cam over, again.
You pull over to the shoulder and crawl under the truck. Of course you left your coveralls at home
because it was supposed to be a short week.
They were dirty from greasing the truck and adjusting the brakes. Regardless you crawl under the truck in the
rain and back off the bad brake. Then you go back to the truck stop. Your goal is to have them fix the brake they
supposedly already fixed. It is at this
point you learn all your brake drums need replaced because they have worn so
far down. That is why the brakes kept
camming over even with new shoes.
You resolve yourself to the situation and
organize the finances to get the job done.
Only one minor problem comes up.
It seems they only have one front rim and three rear rims in stock. They have to special order the parts and they
will not arrive till tomorrow. Another
problem arises. The truck is in the shop
and the wheels are off. You discover you
can’t sleep in the truck.
No problem you whip out the handy dandy
emergency cash reserve more commonly called a credit card. The problem is solved. However, the problems keep happening and you keep
solving them. The next thing you know
you are $120,000+ dollars in the hole. You are making the payments, but this is no way to run a business. Finally
you are reading in the Bible and come across a verse you have read often but
never taken to heart. Well it was at
that time I took it to heart. I said,
“Lord, Your Word says we have not because we ask not. I have never wanted to bother you with my
financial problems but I seem to be digging a hole and I need your help and
guidance to get out of it. I know I am not supposed to borrow money. Show me the way to get out of this debt and
manage my finances according to your word.”
A short time later I stopped at a place
called The Road Angel Centre, it is at the northeast corner of Exit 68 off of I-70 in
Illinois, which was and is run by the Association of Christian Truckers. It is a Christian outreach to and for
truckers. It was a place I stopped often
when leaving home and going or coming from the West. It
was near where I would get off the interstate and take the back roads to the
house. Loved to sit in front of the wood
burner and just kick back and relax. Fellowshipping with other Christian
truckers was always a pleasant experience. It was on one of those stops
that my life got turned around. Not the
Christian part, but how I handled my finances.
There were some free books laying there and I took one. It really
changed my financial perspectives. The
book challenged me to a new way of looking at my finances.
The book taught me too not only believe
God’s Word, but to take it to heart. It meant putting my whole life in God’s hands. I had given my life to the Lord, but I still
wanted to be in charge. Often I did not give it over to the Lord till I was in
a real jam. The book was “I didn’t Do
It, God Did” by a guy named Woody Clark.
He is the owner and head of Woodpecker Trucks in Pendleton, OR. It was a short easy reading book that laid
out how to put your total trust in God and His Word. The book laid out how God had changed his
life and guided his paths.
After reading the book I started changing
how I did my finances. Especially in my relationship to God. It helped me go from over a $120,000 dollars
in credit card debt to being a God dependent Christian. The latter is a far better situation to be
in. The reason being you learn money is
not the answer to your problems. God is
the answer
There is one small irony in this situation.
From 1988 till Thanksgiving Day of 1993 I was a company driver hauling chicken
for a meat wholesaler in Vincennes, Indiana from Albertville, Alabama. It meant
I passed through Nashville, Tennessee six days a week for that whole period of
time. It was my last job as a company driver and allowed me to listen to a guy
named Dave Ramsey who was just getting started at the time. His program gave me
the foundation to apply what I learned from Woody Clark’s book. My chicken hauling days ended the day before Thanksgiving in 1993 when the company I worked for closed the doors, without notice. That story is on my blog.
The problem was not that I wasn’t blessed
by the Lord. If you read my post of
7/4/13 Driving on Prayer, you will see
how God can take care of things even when you can’t figure out how. The problem was as I progressed in my
trucking career as an owner/operator I started to think it was more and more
about me and how I needed to do things.
One little problem or bump after another happened as I became more and
more independent. When I found Woody’s
book I had been just going from bump to bump to bump. The book made me realize why I
was having all the bumps. It was from
not taking things to the Lord. It was from not letting him clear my paths
before me. I was not allowing him to
make my way smooth as he promises in His Word, which he had already done
without me even realizing that it was happening.
It amazed me how quickly things turned
around when I finally realized where and what the problem was. Following God is not a part time, when you
feel like it thing. It has to be a 24/7
experience or your only fooling yourself.
I have seen the Lord open doors and take care of things. In Malachi 3: 9-11God makes it clear if you
follow the Lord in the way he says, he will open the windows of heaven and pour
out a blessing you can’t contain. I
truly believe that and can show it from my own life.
Ten
years ago yesterday I had a heart attack.
It is in my 6/23/2016 post. Just
scroll down to where it says TESTIMONY in big letters
and you will see why I know it is not all about money. Even after I had to quit
driving and had no income God did not come up short. I had the heart attack on 22nd of
January 2004 and did not get my first disability check till August. I had no savings and no money in the
bank. Yet I never missed a payment or
was late on a bill during that whole six month period.
This all came to mind yesterday the 10th
anniversary of my heart attack as I attended the funeral service for one of my church
brothers who left that church we met in and went off to pastor another church. A mutual friend of ours who passed away several
years ago asked me one time if I had a retirement plan. I told him that I didn’t. I also had no insurance other than that
provided by my wife’s employer. He said
aren’t you concerned about how you will survive in retirement. My answer to him was what I truly believed at
that time. “The Good Lord got me this
far, I believe he will get me home. It
is in his hands.” My friend, whose
funeral I was at yesterday agreed with me and he lived it till the end. There
were four of us in that conversation and I am the only one of us left alive.
Here is another testimony that is true and
I can prove. I only made about $14,500 a year on disability. Yet over the last two years I have given away
over $100,000 dollars. No it was not my
money, but a couple church brothers and myself had to give it away to close the
doors on a church that did not live in light of God’s Word. If the $50,000 the church had in the bank had
been used for the Lord’s work, maybe the doors would not have to be closed and
the building sold. The irony to me is that I never had a say in the church
until the bitter end. Even though I was
in my sixties and had been in the church well over twenty years I was not a
senior member till it became time to pull the plug.
About three months ago my income was
quadrupled overnight by divine providence. It came about by a chance
meeting that I believe the Lord had orchestrated on my behalf. Yes I had to do the leg work, but he opened
the doors. God handles the details.