Hard Times Are Coming, Dealing With Murphy's Law

 

Welcome to Hard Times or Dealing with Murphy’s Law

Most of this post was written nine years ago right after the 08 crash and while a lot of people were still hurting. The goal was to share my life experiences to hopefully help some one going thru hard times. Back then there were 14 million unemployed. Right now we are looking at forty million unemployed and many of these posts may help someone who is struggling. I changed the titles on some to help people know what the post was/is about.

One of the keys I stressed back then and will to this day. Time is money and if you wait till it is gone and your credit rating is trashed it may be to late. Survivors take action to save their situation. They don’t wait for things to happen, they anticipate and realize there is an extreme cost for procrastination.

I have been writing for nine years and I went back thru my posts and copied the links to all the ones I thought might help people. If something here helps you, pass it on. Sharing is Caring. The way things are looking, America is only going to survive if there are a lot of caring people. Back in the 80 to 82 recession I was working my way thru college tending bar. Several farmers around where I live found some of their cows butchered on the side of the road. In other cases homes were broken into and their food stolen while they were gone. This recession/depression may be much worse than that one was back then.

Things covered in this post include bankruptcy. Been there, done that. Living in a car, and finding a home for nothing down, Been there, done that.  Buying property at tax sales and getting money when you don't have a job of source of income. Starting your own business and dealing with banks. Some of the do's and don'ts.

Hope something here helps someone.

#1 Money Basics, Eating out for 4, for less than $10

https://rictheturtleryan.blogspot.com/2013/02/budgeting-basics-eating-out-for-4-for.html

#2 Organizing Yourself to Survive Hard Times

https://rictheturtleryan.blogspot.com/2011/03/marshalling-your-resourses-for-fight.html

#3 Finding a Home, When You Don’t Have a Job

https://rictheturtleryan.blogspot.com/2011/03/stopping-bleeding.html

#4 Business, Banks and Survival, Lessons Learned The Hard Way

https://rictheturtleryan.blogspot.com/2011/04/business-banks-and-bankruptcy-from-my.html

#5 Alternative Ways to find a House.

https://rictheturtleryan.blogspot.com/2011/04/finding-house-working-smarter-not.html

#6 Business, Banks and Bankruptcy

https://rictheturtleryan.blogspot.com/2011/04/business-banks-and-bankruptcy-from-my.html

#7 Other ways to find a house.

https://rictheturtleryan.blogspot.com/2011/03/stopping-bleeding.html

#8 Dealing with Taxes and the IRS

https://rictheturtleryan.blogspot.com/2011/04/businesspricing-dealing-with-taxes-and.html

#9 Live One Month a Year Free. (This will take some sacrifice, but it is worth it.)

https://rictheturtleryan.blogspot.com/2011/09/live-one-month-year-for-free.html

#10 Getting Financial Security by Spending Your Money Wisely

https://rictheturtleryan.blogspot.com/2011/09/spending-your-money-wisely.html

#11 Getting Financial Security by Starting Your Own Business (Not for Everybody)

https://rictheturtleryan.blogspot.com/2011/10/job-solutionscreating-your-own-success.html

#12 Great Idea, but Are You Self Employable

https://rictheturtleryan.blogspot.com/2011/10/great-ideabut-are-you-self-employable

#13 Investing for Retirement versus Reality

https://rictheturtleryan.blogspot.com/2011/10/investing-for-retirement-versus-reality.html

#14 Time for a new Game Plan for America

https://rictheturtleryan.blogspot.com/2011/10/time-for-new-game-plan-that-creates.html

#15 Getting Your Loan

https://rictheturtleryan.blogspot.com/2011/10/getting-your-loan.html

#16 Cost of Driving, How to save a bundle

https://rictheturtleryan.blogspot.com/2011/10/cost-of-driving-see-chart-below-it.html

#17 Money, Do you work for it, or does it work for you

https://rictheturtleryan.blogspot.com/2012/01/money-do-you-work-for-it-or-does-it.html

#18 MONEY, Learning to make it work for you, Killing the Debt Beast

https://rictheturtleryan.blogspot.com/2012/01/money-learning-to-make-it-work-for-you.html

#19 Money, Are you underwater on debt, when is it time to bail out.

https://rictheturtleryan.blogspot.com/2012/01/money-when-you-are-underwater-on-debt.html

#20 MONEY, Starting over with a direction and a plan.

https://rictheturtleryan.blogspot.com/2012/01/money-starting-over-with-direction-and.html

#21 The Secret to Getting is Learning to Give.

https://rictheturtleryan.blogspot.com/2012/01/money-secret-of-getting-is-learning-to.html

#22 Dump the Gas Hog and get a new car free.

https://rictheturtleryan.blogspot.com/2012/01/money-dump-gas-hog-and-get-new-car-free.html

#23 How you get the free new car.

https://rictheturtleryan.blogspot.com/2012/01/money-how-you-get-free-car.html

#24 How I went from $150,000 to nothing in a heartbeat, and back

https://rictheturtleryan.blogspot.com/2012/02/moneyhow-i-went-from-150000-to-nothing.html

#25 From Trash to Treasures, with Pictures

https://rictheturtleryan.blogspot.com/2012/02/from-trash-to-treasures-with-pictures.html

#26 Eating the Bear

https://rictheturtleryan.blogspot.com/2012/04/eating-and-bear.html

#27 MONEY, Who Turned Off the Flow and How to Turn it Back On

https://rictheturtleryan.blogspot.com/2012/05/money-who-turned-off-flow-how-to-turn.html

#28 MONEY, Victory over $tuffiti$, (How to get money when you have little to none)

https://rictheturtleryan.blogspot.com/2012/06/money-victory-over-stuffitis.html

#29Living Money vs Working Money (How to make it work for you)

https://rictheturtleryan.blogspot.com/2012/06/moneyliving-money-working-money.html

#30 Real Estate.. Rentals vs Storage

https://rictheturtleryan.blogspot.com/2012/12/moneyreal-estaterentals-versus-storage.html